As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel. In fact, many business people use the same vehicle for both business and pleasure.
Unfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage.
Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken.